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Credit Analyst

Location: Haydock, United Kingdom
Region: NSC
Job Category: Accounting/Finance
Business Unit: Shared Service Centre Accounts Receivable
Job Type: Full Time (Permanent)
Hours: 8.30am to 5pm

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Summary

An excellent opportunity has arisen within Accounts Receivable for a Credit Analyst who will focus on creating and sustaining an environment where the credit worthiness of customers is assessed and monitored. The aim of this role is to maximise company sales and profits by trading to an acceptable level of risk in addition to minimising bad debts.

Main Responsibilities
  • Creation and maintenance of Group Credit policy in conjunction with Accounts Receivable Manager
  • Assessment of new accounts for credit facilities
  • Agreement of limit based on Credit Search, Sales team and external information relative to required level of trade
  • Ensuring Credit limits are authorised in line with Delegation of Authority
  • Communication of credit limits to Data Management, Sales, Operations and Credit Control teams as appropriate
  • Monthly review and agreement of new limits upload from Credit Reference Agency
  • Re-assessment of overridden credit limits in line with credit policy
  • Ensuring high risk and strict watch accounts trade to agreed maximum  credit limits/small tools trade only
  • Active monitoring and re-assessment of account limits where trade exceeds agreed limit.
  • Liaising with Credit Control, Sales and Litigation  teams to agree actions where limits are exceeded due to non-payment of debt
  • Develop and maintain strategy and  risk profiles to drive order blocking at point of hire/sale
  • Develop and maintain relationships with Sales and Operations teams to drive credit policy understanding and compliance
  • Optimise usage of reporting tools provided by CRA to support Risk Exposure Management such as monitoring customer credit worthiness against  outstanding exposure and monitoring payment behaviour
  • Analysing financial information such as balance sheets, P&L accounts, cash flow
Ideal Candidate

Essential

  • Self -motivated and conscientious.
  • Good Communicator
  • Good time Management skills
  • Good organisational and communication skills
  • Customer Service excellence
  • Development of personal and professional qualifications as deemed necessary.
  • Flexibility in all areas of the role
  • Excellent Negotiation Skills
  • Excellent Interpersonal skills
  • Capable of developing strong client relationships
  • High level of integrity and trust
  • Ability to work effectively under pressure

Desirable

  • ICM Qualified/Part-qualified
  • Committed and target / action focused
  • Customer handling and telephone skills
  • Flexibility in all areas of the role
About the Company

Speedy Services is the UK’s leading service provider offering equipment for both hire and sales and associated services to construction, infrastructure, industrial and related industries.

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